Last updated: 2nd April, 2026.

Please read the terms carefully before using our website and services. These Terms of Use explain the conditions for accessing and using our website and services. And they gorven your use of our website and services.

1. Who we are and Services provided

Chumapp Creative and Freelance Hub (CCFH) is a full-service creative freelance network registered under the Corporate Affairs Commission (CAC)
This website provides general information about our creative and professional services, including but not limited to:

• Web design and development
• Branding and graphic design
• CAC registration assistance
• Social media management
• Training services

We make reasonable efforts to keep website information accurate and current, and as such, we reserve the right to modify, suspend, or discontinue any service at any time with reasonable notice to our clients.

CAC Registration Assistance

CHUMAPP assists with CAC registration processes but is not the Corporate Affairs Commission or a government agency. Approval, processing time, availability of business names, and final decisions are subject to the Corporate Affairs Commission. We do not guarantee application approval.

2. Acceptable Use & Security

You may use this website only for lawful purposes. You must not:

• Use the website for fraudulent, unlawful, or harmful activities.
• Attempt to gain unauthorised access to the website, server, or connected systems.
• Introduce viruses, malware, or other harmful material.
• Copy, reproduce, or distribute our content without permission.
• Interfere with the operation or security of the website.
• Submit false, misleading, abusive, or offensive information.
• Use automated tools to collect information without our written permission.

We may restrict or block access where we reasonably believe these Terms have been violated.
We do not guarantee the website will always be available, uninterrupted, secure, or free from errors, and we may suspend, update, modify, or withdraw any part without prior notice. You are responsible for protecting your device, account information, internet connection, and personal data.

3. Intellectual Property

Unless otherwise stated, all website content, including our name, logo, designs, graphics, written content, layout, photographs, videos, and other materials is owned by or licensed to CHUMAPP. Third-party trademarks, logos, content, or materials remain the property of their respective owners.

You may view the content for personal and informational purposes. You may not copy, modify, publish, sell, reproduce, or commercially use any part of the website without our prior written permission.

4. User Enquiries & Privacy

When you submit information through the website, you confirm that:

• It is accurate to the best of your knowledge.
• You have the right to provide it.
• It does not violate another person’s rights.
• It is not unlawful, harmful, or misleading.

Submitting an enquiry does not automatically create a client, employment, partnership, or contractual relationship.
Personal information submitted through this website will be handled in accordance with our Privacy Policy and applicable Nigerian data-protection laws. Do not submit confidential or highly sensitive information unless specifically requested through an appropriate method.

5. Third-Party Links

Our website may contain links to third-party services. We do not control and are not responsible for their content, availability, security, privacy practices, or activities. Accessing third-party links is at your discretion.

6. Disclaimer & Limitation of Liability

The website and content are provided on an “as available” basis. To the extent permitted by Nigerian law, we do not guarantee that:

• Information is complete or error-free.
• The website meets every user’s specific expectations or operates uninterrupted.
• Every enquiry results in service provision.

To the extent permitted by law, CHUMAPP will not be liable for indirect, incidental, or consequential losses arising from your use of, inability to use, or reliance on this website. We are not responsible for losses caused by:

• Unauthorised access outside our control.
• Third-party services.
• Internet, hosting, network, or device failures.
• Failure to protect your information or device.
• Reliance on website information without our confirmation.

Nothing in these Terms limits rights or liabilities that cannot legally be excluded under Nigerian law.

7. Legal Terms & Updates

• Changes to Terms: We may update these Terms to reflect changes to the website, practices, or requirements. Revised versions will be published with an updated effective date. Continued use means you accept the revised Terms.
• Governing Law: These Terms are governed by the laws of the Federal Republic of Nigeria. Disputes should first be addressed through good-faith communication. Unresolved disputes may be submitted to a court of competent jurisdiction in Nigeria.
• Severability: Where any part of these Terms is found invalid or unenforceable, remaining provisions continue to apply.